Get your Solar Installer Insurance today
Need Solar Installer Insurance? You’ve come to the right place.
- Fleet Insurance
- Public Liability Insurance
- Employers' Liability Insurance
- Contract Works Cover
- Product Liability Insurance
- Tools and Equipment Cover
- Own and Hired Plant Insurance
- Personal Accident Cover
- Legal Expenses Cover
- And More!
Want to know more? Call Quote Me Today on 01233 222562 or fill in our quote form to get started.
What is Solar Installer Insurance?
Solar Installer Insurance is a specialist policy designed for businesses and sole traders involved in the supply, installation, maintenance, or repair of solar photovoltaic (PV) panels, solar thermal systems, and associated equipment such as battery storage and inverters. This type of work carries unique risks, including working at height on domestic and commercial rooftops, handling electrical components, and installing systems that become a long-term part of a client’s property.
Standard business insurance policies often do not provide adequate protection for these risks, which is why Solar Installer Insurance is designed to address the specific exposures your trade faces day to day.
At Quote Me Today, as an independent insurance broker, we are free from ties to any single provider. This independence enables us to access an array of insurers and wholesale brokers, we can help secure the most suitable policies for your business requirements.
When choosing a new insurance broker, you’ll naturally want to hear about the experiences of other customers before you make your decision. Why not head over to our Trustpilot page to see for yourself why so many clients choose us for their business insurance, year after year.
For those who prefer not to pay their insurance policy in full, we can offer flexible payment options. You can choose to divide the total into two monthly instalments or use our third-party finance provider to spread the cost with convenient direct debits.
Quote Me Today prides itself on its commitment to delivering excellent customer service. Our UK-based insurance advisors and support team are here to ensure your insurance needs are handled with precision and care, ready to assist you with any questions throughout the year.
As a commercial insurance broker, Quote Me Today are regulated by the Financial Conduct Authority (FCA), meaning that there is a strict code of practice we must abide by to ensure consumers are treated fairly at every stage of the financial services we help to arrange.
In the last 20+ years, Quote Me Today has built excellent relationships with a wide variety of insurers and wholesale brokers.
Why choose Solar Installer Cover for your Solar Installer Insurance?
With so many brokers to choose from, we stand out for one simple reason: we put people first.
Solar Installer Cover is your trusted adviser for solar installer insurance. We understand the unique risks of your trade and can arrange effective cover to help keep your business protected. Whether you’re a sole trader fitting residential panels or managing a team working on large commercial installations, we make the process of finding insurance straightforward and hassle-free. Less time chasing quotes, more time getting on with the job.
Our approachable, UK-based team provides honest advice, straightforward communication, fair pricing, and a personal touch throughout. From your initial enquiry through to ongoing policy management, our Kent-based staff, working closely with our trusted claims partner, iRevolution Claims, deliver hands-on, dependable support at every stage. We also offer flexible payment options for those who’d prefer not to pay in full.
Quote Me Today is a UK based, proudly independent insurance broker.
What are the different types of Scaffolders Insurance?
From standalone policies such as Public Liability Insurance to comprehensive packages with wider cover, you can choose the protection that best fits your solar business, including:
This cover can help to protect you if your solar installation work causes injury to a member of the public or damage to someone’s property. This is especially important given the nature of the work, which often takes place on customers’ rooftops and in occupied homes or commercial premises.
Cover limits typically begin at £1 million, though for larger commercial projects we generally recommend a minimum of £2 million to provide stronger protection against complex or high-value claims.
Many solar installer contracts, MCS certification bodies, and main contractors will require proof of valid Public Liability Insurance before work can begin, making this cover not only sensible but, in many cases, a condition of trading.
If you employ staff, this cover is a legal requirement under the Employers’ Liability (Compulsory Insurance) Act 1969. It helps protect your business against claims made by employees who suffer a workplace injury or illness in connection with their work.
Standard policies typically start at £5 million, with many insurers offering £10 million as standard. Because solar installation involves working at height and with electrical systems, your policy needs to reflect those specific risks.
Also known as contractors all-risks insurance, this cover helps protect the work you’ve already completed or materials on-site against damage or loss before the project is handed over to the client. Solar panel installations can take days or weeks, and a great deal of expensive equipment can be at risk during that time.
If a solar system you have installed develops a fault that causes injury or damage after the work is complete, Product Liability Insurance can help cover the cost of any resulting claims. Given that solar PV systems remain connected to a building’s electrical infrastructure for decades, this is an important consideration for any installer.
Your tools and specialist equipment are essential to your work. If they are damaged, lost, or stolen, the right cover means you are not left facing the full cost of replacement out of pocket. Tools are a common target for theft from vans and site, so having protection in place makes practical sense.
From cherry pickers and access platforms to hired lifting equipment, we can help you secure insurance that protects your plant and machinery against damage or theft, whether it is owned outright or hired in for a specific job.
Working at height and with electrical systems carries serious physical risk. If you or a member of your team is injured and unable to work, Personal Accident Insurance can provide important financial support. Typical benefits include lump sum payments for major injuries, cover for medical expenses, and income protection while you are temporarily unable to work.
Disputes with clients, suppliers, or regulatory bodies can escalate quickly once legal fees are involved. Legal Expenses Cover helps with the cost of advice and defence, giving you the reassurance that you will not be dealing with a claim entirely on your own.
Standard motor policies often don’t provide enough protection for commercial use. Fleet Insurance is designed for businesses with multiple vehicles and is especially useful in solar installation businesses, where drivers may change frequently due to shift patterns, staff turnover, sickness, or holidays.
With “any driver” cover, there’s no need to name every individual driver – helping you reduce admin, stay flexible, and keep your fleet moving smoothly.
| Action | How It Helps |
|---|---|
| Combine your cover | Choosing an insurance package may be more cost-effective than buying policies separately. |
| Increase your excess | A higher voluntary excess can help lower your premium. Ensure it remains affordable should you need to make a claim. |
| Invest in safety | Fewer incidents mean fewer claims, which can help you avoid premium increases at renewal. |
| Pay upfront if possible | Annual or two-part payments can help you avoid interest charges associated with monthly instalments. |
| Keep your details accurate | Avoid over or underinsuring by regularly reviewing your turnover and wage roll, particularly as your business grows. |
| Maintain your MCS accreditation | Accredited installers may be viewed more favourably by insurers, as certification demonstrates a commitment to quality and compliance. |
How can I save money on my Solar Installer Insurance?
Solar Installer Insurance covers specialist work with genuine risk, but that does not mean you should pay more than necessary. The right policy provides peace of mind. Here are some practical tips to help you manage costs while keeping your business properly protected:
Do Solar Businesses need insurance?
Most solar installation businesses need some form of insurance.
Solar installation is a specialist trade. Work at height, electrical connections, and long-term system performance all create exposures that standard policies are unlikely to cover adequately. Insurance is not just a formality; it provides peace of mind, financial protection, and demonstrates a professional commitment to safety and quality. Here is why it matters:
- Employers’ Liability Insurance is a legal requirement if you employ staff, with fines of up to £2,500 per day for non-compliance.
- Public Liability Insurance is frequently required by clients, main contractors, and MCS certification bodies before work can begin.
- Insurance helps your business recover quickly from unexpected setbacks, keeping projects on track.
- Proof of adequate cover reassures clients and partners that you take your responsibilities seriously.
- Many contracts and tenders will not be awarded without valid and appropriate insurance in place.
- A single uninsured claim could cause severe financial strain. Beyond the immediate cost, it can disrupt ongoing projects and cause lasting reputational damage that takes considerable time to rebuild.
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Online quotes are fast – but they’re not always the right fit. At Quote Me Today, we look beyond the basics and find what best fits your business. Our team is here to answer your questions, simplify the jargon, and make sure you get cover that genuinely suits your business.
